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“Twenty dollars a week doesn’t sound like much until you realize it’s almost $80 per month on top of everything else you’re trying to save,” she said. “I definitely had a few weeks where I transferred the money on Sunday and then had to transfer it back on Wednesday because I needed it for groceries,” Amelia shared. “The challenge was supposed to teach me discipline, but I felt like I was just moving money around.”

“November and December were brutal,” she said. “I was saving more per week than I spend on groceries. It felt completely backwards.” “Week 50 hit in mid-December and I had to save $50 while also buying Christmas presents,” she shared. “I definitely put some gifts on my credit card that I wouldn’t have otherwise. Oops!”

“You must have pretty good self control in order to complete this savings challenge. I have attempted twice in a two year span and was not successful in completing it all the way the first time before I had to drain it. However, I am only two envelopes away from completing this savings challenge & it makes me so proud to accomplish this goal as I've worked very hard for it! The only way I was able to fill up my envelopes so fast the second time I tried was because I was doing all kinds of side jobs that paid cash or zelle with any free time I had. I was dog sitting, giving professional relaxing massages, and selling any item given to me that no one wanted. All while working my full time job to pay the bills.”